It's what we do best

Let's forget the notion that Retirement is a bad thing. This is your time to enjoy financial freedom. Our job is to give you the confidence to make the most of it.

We'll bring structure and control
It can be pretty daunting, thinking about how you will fund your retirement and whether you'll be able to afford the things you want to do and the way you want to live. We'll pull everything together into clear, simple plans to give you a sense of control.

You'll have lots of questions
Many of them may be technical and related to rates and portfolio performance. But some may simply be - Do I have enough? and Will I always have enough? We're here to help you answer them, and more.

It doesn't have to be all or nothing
Retirement can bring different things to different people. We'll help you work out what you really want to do next and how this will impact your financial decision making.

Bringing it all together
Rather than analyse your financial assets individually i.e. pensions, ISAs, savings etc, we'll help you look at the bigger picture and how best to use all your assets and tax wrappers for the best outcome.

FREQUENTLY ASKED QUESTIONS

Financial advice is in abundance, from your friends, the internet, news articles and even your bank. But who's to say that the right answer for someone else, is the right answer for you?

This is one of the main areas we'll work with you on. Your financial journey is unqiue to you, as is the outcome you are looking for.

We'll do a thorough assessment of where you are now and where you want to be, so we can give tailored recommendations. You will have a clear answer in the end.

Our process helps us identify the types of costs you are likely to incur and therefore how much you are likely to need.

We'll provide and explain clear cashflow models that show how each different financial route is likely to play out over time. We'll also show you how your costs are likely to change over time.

As part of addressing the other questions, if leaving a legacy and protecting your assets is important to you, we'll show you how best to structure your finances to achieve this.

We don't assume anything. So if you want to enjoy every last penny while you can, we'll help you plan for that too.

Ready to start planning your happy?

Come and meet us for a friendly chat and a cup of coffee at our new planning rooms in Stockton.

Get in touch