We chatted to Paul about his experience at Joslin Rhodes, what made him choose us over other firms and why he felt confident to do so.
We chatted to Joe and Lorraine about their experiences with Joslin Rhodes, what brought them to see us and how PlanHappy helped them
Why a Will Trust and a Lifetime Trust are completely different when it comes to protecting your assets from care fees.
It’s the end of the financial year and with it comes your last chance to top up your pension contributions and get tax relief. So, if you haven’t contributed your full yearly allowance (up to a maximum of £40,000) maybe now’s the time to top up.
Bringing Happiness to Newcastle
We’ve come a long way from our 2007, one man and an admin assistant, beginning.
When you die, inheritance tax is paid at 40% on the amount of your estate over the Nil Rate Band Threshold.
Here we’ll look at how it’s worked out, what allowances, rules and exceptions there are and ways to reduce your liability.
Many people assume if they don’t have a Will, things will just be shared out between their loved ones but there are some instances when this might not be the case. It’s also possible disinherit them without realising it, which makes setting your wishes out in a Will an important decision.
Second spouse syndrome is a relatively modern issue. This is largely due to changes in society and a greater prevalence of wealth among the masses.
Care fees can be expensive, particularly if you’re not prepared for how much they’ll be and what assets they’ll take into account.
Factors such as longer life expectancy, higher house prices and increased levels of home ownership mean that more people fall into the category of not only needing care in later life but having the assets to fund it.
Joslin Rhodes,
The Planning Rooms,
Wellington Court,
Preston Farm,
Stockton on Tees,
TS18 3TA
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Joslin Rhodes Lifestyle Financial Planning Limited, known as Joslin Rhodes (company number: 06446109) is authorised and regulated by the Financial Conduct Authority, firm reference number: 484324. Some of our services are not regulated by the Financial Conduct Authority. Before you engage us in any work, we will outline which of those services are and are not regulated by the Financial Conduct Authority to enable you to make a fully informed decision.
