We are retirement planning specialists and we love working with local people just like you. Let's forget the notion that retirement is a bad thing. This is your time to enjoy financial freedom. Our job is to give you the confidence to make the most of it.
We'll bring structure and control
Planning for your retirement can be daunting, thinking about how you will fund it and whether you'll be able to afford the things you want to do and the way you want to live. We'll pull everything together into clear, simple plans to give you a sense of comfort and control. If you want us to, we’ll look at implications of the decision on when you could retire, including options for semi and early retirement.
You'll have lots of questions
Many of them may be technical and related to rates and portfolio performance. But some may simply be – "Do I have enough to retire?", "How long will my money last?" and “Can I make sure my family are looked after?” Our friendly team of qualified advisors are here to help you answer them all, and more.
It’s about discovering what’s right for you
Retirement can bring different things to different people. We'll help you work out what you really want to do and how this will impact your financial decision making. This could be having the flexibility to draw an income from your pensions when you want to. The security of a guaranteed monthly income for the rest of your days. Or a combination of both. It really is all about discovering what’s right for you
Bringing it all together
Rather than analyse your financial assets individually i.e. pensions, annuities, ISAs, investments, savings etc, we'll help you look at the bigger picture and how best to use all your assets and tax wrappers to give you the retirement lifestyle you want.
It all starts with a chat
Come and see us for a chat about your circumstances, what your concerns are and what you're trying to achieve. This is completely free and there’s no obligation or pressure for you to take it any further. Just give us a call on 01642 52 55 11 or drop us an email, it could be the best decision you ever make.
Q: Do I have enough to retire?
A:This is one of the main areas we'll work with you on. Your financial journey is unique to you, as is the outcome you are looking for.
We'll do a thorough assessment of where you are now and where you want to be, so we can give tailored recommendations. You will have a clear answer in the end.
Q: How long will my money last?
A: Our process helps us identify the types of costs you are likely to incur and therefore how much you are likely to need.
We'll provide and explain clear cashflow models that show how each different financial route is likely to play out over time. We'll also show you how your costs are likely to change over time.
Q: Can I make sure my family are looked after?
A: As part of addressing the other questions, if leaving a legacy and protecting your assets is important to you, we'll show you how best to structure your finances to achieve this.
We don't assume anything. So if you want to enjoy every last penny while you can, we'll help you plan for that too.